Privacy Policy

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 COMMUNICATIONS POLICY

You may choose to provide information about yourself to be contacted by MJS Mortgage regarding loan products and/or services, to receive a response to your question or inquiry, or to gain access to your online account. SMS opt-in consent or phone numbers collected for SMS purposes will NOT be shared with third parties or affiliates under any circumstances. 
 

SMS Terms & Conditions 

 SMS Consent Communication:

The information obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

Types of SMS Communications:

If you have consented to receive text messages from MJS Mortgage, you may receive messages related to the following:

• Conversational purposes
• Follow-up messages
• Response to inquiries

Example:  Hello. I'm following up to your online request for information. Please give me a call or let me know a good time to reach you. Reply STOP to opt-out of SMS messaging. 

Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to 2 SMS messages per week related to your inquiries

Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

Opt-In Method:

You may opt-in to receive SMS messages from MJS Mortgage in the following ways:

• Verbally, during a conversation

Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at 760-230-5902

Additional Options:

• If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

8- Standard Messaging Disclosures:

• Message and data rates may apply.
• You can opt out at any time by texting "STOP."
• For assistance, text "HELP" or visit our https://mjsmortgage.com/privacy-policy
• and https://mjsmortgage.com/privacy-policy pages.
• Message frequency may vary

USE

Primarily, the information you provide will be used to: contact you and better understand your mortgage finance needs. You understand that by submitting your information through this website, you agree to be contacted regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry.  The SMS opt in or phone numbers for the purpose of SMS are not being shared under any circumstance

MJS Mortgage will communicate with you in various ways, including by email, voicemail,

letters sent by post, text, and SMS messaging. Some communications take place through

multiple channels. Such communications are confidential and only intended for you or persons

authorized to act on your behalf. By using the Service, you acknowledge the following

communications-related practices:

Email Communications:

Please note that emails should not be considered as formal or confirmed interest rate locks,

unconditional loan commitments, or approvals unless explicitly stated. MJS Mortgage

does not provide conditional or unconditional loan pre-qualifications or pre-approvals, or any

agreement to lend to a borrower unless explicitly stated.

Security

MJS Mortgage has measures in place to safeguard the information you provide. Such measures include, but are not limited to, implementing policies and procedures regarding data security.

Please note, no data transmission over the internet or any wired or wireless network can be guaranteed to be 100% secure. MJS Mortgage recommends you do not send any confidential information and/or nonpublic personal information by email. If you choose to send confidential information and/or nonpublic personal information to MJS Mortgage via email, you accept all risk that such information may be intercepted by a third party.

Social Media and Third-Party Links

MJS Mortgage has a presence on various social media outlets in an effort to connect with our clients, customers and potential clients. Your activity on third-party websites is governed by the security, policies and terms of use of each third-party website. You should review the privacy policies of the third-party website before using it and ensure you understand how your information may be used before providing it. The information posted on or directed to MJS Mortgage social media profiles is generally available to the public. To protect your privacy, do not include sensitive personal information or any other information you want to keep private in your social media activity, comments or response. Any information shared on MJS Mortgage social media pages may be archived independently on, and retention of such information is governed by, the third-party website.

You may find links to third-party websites on this Website. These websites should have their own privacy policies which you should read and understand before using their site. MJS Mortgage does not accept any responsibility or liability for their policies or for the security of information you submit through a third-party website whatsoever asMJS Mortgage has no control over third-party websites.

California Consumers - Right to Access, Request Deletion or Opt Out From Sale of Personal Information:

You have the right to request: (1) access to your personal information; (2) to opt out of “sales” of personal information (MJS Mortgage does not sell your personal information); and (3) the deletion of your personal information. 

Non-Discrimination Statement

MJS Mortgage does not discriminate against any consumer exercising their privacy rights conferred by the CCPA.

Agreement

By using this Website, you agree to the MJS Mortgage Privacy Statement and to the use of the information MJS Mortgage receives and collects as stated herein and in ways MJS Mortgage may notify you of in the future. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. MJS Mortgage reserves the right at its discretion to modify this Privacy Statement at any time. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes.